Would it be possible to add a /xpbank loan command as we currently have /xpbank for deposits and withdrawals so that players could borrow XP when they're short. It would make the bank feel more realistic and help new players who struggle with XP gathering.
It could work with a reasonable interest rate (maybe 10-20%) and players would need to pay back the loan + interest within the given time period. If player fails to pay the total amount in time they would be not able to use /xpbank withdraw until the debt is cleared and would not be able to take future loans.
There could also be a /xpbank debtboard showing players debt to see whos reliable and and unreliable which will affect reputations and future transactions. And there could be a bail/collateral system where players put up valuable items when taking the loan.
It could work with a reasonable interest rate (maybe 10-20%) and players would need to pay back the loan + interest within the given time period. If player fails to pay the total amount in time they would be not able to use /xpbank withdraw until the debt is cleared and would not be able to take future loans.
There could also be a /xpbank debtboard showing players debt to see whos reliable and and unreliable which will affect reputations and future transactions. And there could be a bail/collateral system where players put up valuable items when taking the loan.
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